Filing a workers’ compensation claim can be a complex and daunting process, but it is important to ensure you receive the benefits you deserve if injured on the job.
To increase your chances of a successful claim, you should steer clear of common errors that many employees make when navigating the system.
1. Neglecting to report the injury promptly
One of the most significant missteps employees make is failing to report workplace injuries promptly. Waiting too long to inform your employer can cast doubt on the legitimacy of your claim. You should report any injury, no matter how minor it may seem, as soon as possible to protect your rights.
2. Inadequate documentation
Lack of documentation is a common pitfall. Keep detailed records of the incident, including photographs, witness statements and any correspondence related to your injury. Thorough documentation can help substantiate your claim.
3. Failing to follow medical advice
Disregarding medical advice can jeopardize your claim. If a healthcare provider prescribes treatment, medications or rest, follow their guidance. Failing to do so could suggest that you are not as injured as you claim to be.
4. Missing deadlines
Workers’ compensation claims have specific deadlines, and missing them can have detrimental consequences. Ensure you file your claim and meet all necessary timelines. Late submissions may result in a denial of your request.
5. Not keeping your employer informed
Maintain open communication with your employer throughout the process. Failing to keep them informed of your progress or return-to-work status can lead to misunderstandings and complications.
Insurers analyzed more than 1.2 million claims from 2016 to 2020, which shows that it is important to follow the guidelines to get the compensation deserved.